Meet Our Staff Homestead Financial

Loan Officer – St. Louis

Jeff Budde
Loan Officer Manager
I've been lifelong Columbia resident and a Senior Loan Officer with Homestead Financial Mortgage since 2003. The company philosophy "Making lives better, one home at a time" is our commitment to our clients. Whether you are buying a home or refinancing an existing loan, we understand that communication and being able to get in touch with your Loan Officer at a moment’s notice is essential. Our clients have said that our accessibility throughout the home buying process is remarkably impressive. Please feel free to call me anytime. I’m here when it’s convenient for you!

Office: (636) 256-5713
Cell: (314) 706-4082

Licensed to work in: Florida (LO40613), Illinois (031.0027958), Indiana (17775), Missouri (23-MLO), Tennessee (119297)
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Frank Spell
Loan Officer
I have been a Loan Officer with Homestead Financial Mortgage since 1998. The company philosophy "Making lives better, one home at a time" is our commitment to our clients. Whether you are buying a home or refinancing an existing loan, we understand that communication and being able to get in touch with your Loan Officer at a moment’s notice is essential. Our clients have said that our accessibility throughout the home buying process is remarkably impressive. Please feel free to call me anytime. I’m here when it’s convenient for you!

Office: (636) 256-5709
Cell: (314) 494-0885

Licensed to work in: Colorado (100501896), Florida (LO41247), Illinois (031.0021031), Indiana (17776), Kansas (LO.0003776), Missouri (30-MLO), Tennessee (117285)
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Steve Eckert
Loan Officer
I have been a Loan Officer with Homestead Financial Mortgage since 2005. The company philosophy "Making lives better, one home at a time" is our commitment to our clients. Whether you are buying a home or refinancing an existing loan, we understand that communication and being able to get in touch with your Loan Officer at a moment’s notice is essential. Our clients have said that our accessibility throughout the home buying process is remarkably impressive. Please feel free to call me anytime. I’m here when it’s convenient for you!

Office: (636) 256-5727
Cell: (314) 825-9165

Licensed to work in: Missouri (7146-MLO), Tennessee (122544)
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Laura Miano
Loan Officer
My first experience with the mortgage business was when I was buying my home. Everything worked out fine, but I can honestly say that, at the time, I had very little grasp of the process. It was very confusing and overwhelming, and I simply had to put my trust in my realtor and the loan officer she recommended. Now that I have learned the mortgage business and made it my career, my goal for every family I serve is to educate them about the many financing options available, keep them informed, and tirelessly support them in reaching their goals. I pride myself in being accessible to my clients, making this often stressful process as frustration-free as possible.

Office: (636) 256-5733
Cell: (847) 477-1977

Licensed to work in: Colorado (100501942), Florida (LO42514), Illinois (031.0046334), Indiana (24685), Kansas (LO.0030527), Missouri (7301-MLO), Tennessee (117697)
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Paul Hughes
Loan Officer
Since 2006 I have been a Senior Loan Officer with Homestead Financial Mortgage with my focus on client relations. Being able to present you with multiple financing options so that you can choose which financing package provides the most benefit to your family. Whether you are looking to purchase or refinance, I am available 24/7 for any questions that you may have.

Office: (636) 256-5726
Cell: (314) 612-0860

Licensed to work in: Missouri and Illinois
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Craig Nielsen
Loan Officer
With nearly 20 years of experience in customer service, my goal is to give you the highest quality experience while completing your loan. I will work for you to get your financing processed in a timely manner while keeping you informed throughout the process and answering any questions you have. We process all of our loans in house to help expedite the process. Let me earn your trust with your home financing needs.

Office: (636) 256-5735
Cell: (314) 303-4576

Licensed to work in: Colorado (100502819), Florida (LO42124), Illinois (031.0046031), Kansas (LO.0034516), Missouri (10024-MLO), Tennessee (120005)
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Bobby Griffin
Loan Officer
I have been in the mortgage and real estate industry since 1999. Homestead’s philosophy "Making lives better, one home at a time" is our commitment to our clients. Whether you are buying a home or refinancing an existing loan, we understand that communication and being able to get in touch with your Loan Officer at a moment’s notice is essential. Our clients have said that our accessibility throughout the home buying process is remarkably impressive. Please feel free to call me anytime. I’m here when it’s convenient for you!
Licensed to work in: Missouri
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Tony Welsch
Loan Officer
I have been helping people purchase houses and refinance their existing ones since 2012. My overall goal is to make the process one of the easiest things you do all year. I work diligently to make sure people understand the different options that are available to them. I enjoy answering all questions, knowing that there are no dumb questions. I help people everyday purchase their dream home and refinance their existing one. I am married and have two boys so I understand the need for your loan officer to be available at odd hours, that is why I can be reached 24/7 for any questions you may have. When you call the office make sure you ask for your guy Tony!

Office: (636) 256-5722

Licensed to work in: Missouri, Illinois, Indiana and Tennessee
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Aaron Rist
Loan Officer
The company philosophy "Making lives better, one home at a time" is our commitment to our clients. Whether you are buying a home or refinancing an existing loan, we understand that communication and being able to get in touch with your Loan Officer at a moment’s notice is essential. Our clients have said that our accessibility throughout the home buying process is remarkably impressive. I’m here when it’s convenient for you, contact me today, it costs zero to find out!

Office: (636) 271-4663

Licensed to work in: Missouri, Illinois, Indiana, Colorado and Tennessee
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Sean Ingold
Loan Officer
I have been a mortgage loan officer for over 15 years. I am very experienced in originating FHA, VA, and Conventional home loans for refinancing or purchasing a new home. Please feel welcome to call me or email me with any questions you may have. I would enjoy assisting you with a refinance or new home purchase!

Office: (636) 256-5716
Cell: (314) 614-8505

Licensed to work in: Missouri, Kansas, Illinois, Indiana, Ohio, Tennessee and Colorado
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Jim Erb
Loan Officer
Having worked in the residential home lending field for over 25 years, my goal has always been to provide accessibility and communication to my clients through the loan process from start to closing and relieving any stress or anxiety many borrowers have experienced with other lenders.

Office: 636-256-5740

Licensed to work in: Missouri, Kansas, Illinois, Tennessee, Indiana, Ohio and Colorado
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Brian Agee
Loan Officer
Trust is the key to my success. I value trust above all other attributes specific to the largest investment one makes in their lifetime. In addition, my value to you is paramount when qualifying for a mortgage. Having the confidence in me to secure your home loan is my utmost priority for you. The ability to live your life seamlessly without drama while your loan is in my hands cannot be overstated. Knowing that you have the assurance from me to deliver at closing sets me apart from other loan officers.

Office: 636-256-5764
Cell: 314-412-3798

Licensed to work in: Missouri and Kansas
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