Frank Spell has been with Homestead Financial Mortgage since the beginning, building a career centered on people, property, and the stories that connect them. What Frank enjoys most about mortgage lending is working with individuals and families to help them understand how to finance a home, improve it, and ultimately use real estate to improve their lives.

For Frank, lending is about more than numbers. Whether assisting with a home purchase or helping a homeowner access equity through a refinance, his goal is always the same: to create positive, life-changing outcomes for the people he serves and the communities he supports.

In addition to his role as a Loan Advisor, Frank is actively involved in renovating homes for resale, giving him a unique, hands-on perspective on real estate that benefits his clients throughout the lending process.