skip to main content



Get More House for the Money, Not More Money for the House

August 8, 2022

It’s a basic economic principle that low-interest rates lead to inflated asset prices. When you’re shopping for a house because mortgage rates are low, so is everyone else! High demand leads to competition and folks paying much higher prices for a home. It’s better to buy when rates are going up, and the demand is lower. Then, refinance when rates come down. As interest rates rise, inventory increases, making now a great time to buy. Remember, you can always lower the rate on a mortgage when rates come down, but you can’t lower the purchase price on a house once you’ve bought it.

"By being open and recognizing our strengths and weaknesses, we can see opportunities for growth and ways to help each other."

- Jayson Hardie on Growth

Get a Free Quote →