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Fast Home Loans
Low-Interest Rates
Personal Attention

Fast Home Loans
Low-Interest Rates
Personal Attention

Homestead Financial Mortgage

Whether you’re purchasing or refinancing a home loan, we will meet your deadlines & exceed your expectations.

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Enjoy stress-free financing, personal attention, & on-time closing

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Meet financial goals by lowering your rate & changing loan terms

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Become a Partner

Partner with a lender that can help you build your book of business

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Home Loans Done Better

Tell us what you need, and we’ll get you there.

  • A fast close? No problem.
  • Need extra time? We can do that too.
  • Want to apply for home loans from your couch? It’s easy.
  • Prefer to come into the office? We’re here for you 7 days a week, including nights & weekends.


Here are the six simple steps you’ll follow:

  1. Apply online or give us a call
  2. Upload your documents or bring them in
  3. Get pre-approved
  4. Go shopping (If refinancing onto step 5)
  5. Fill in any details for Processing & Underwriting
  6. Close on your loan

"By being open and recognizing our strengths and weaknesses, we can see opportunities for growth and ways to help each other."

- Jayson Hardie on Growth

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Big Advantages of Choosing
Homestead Financial Mortgage

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Low-Interest Rates

You’ll get some of the lowest loan rates & fees in the state.

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Personal Service

Your loan advisor will make your home loan process easy.

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You’ll Close on Time

Tell us your deadlines & we’ll get you there on time.

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Relax & breathe - you don’t need to worry about your financing.

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We’re available when you need us, including nights & weekends.

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We’re Local

Serving St. Louis, MO; Overland Park, KS; Godfrey, Glen Carbon, & O'Fallon IL; Dallas, Texas.

Learning Center

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Reasons to Refinance Your Mortgage

With mortgage rates remaining near record lows, you may be considering refinancing your current mortgage to lock in a lower rate or tap into your home equity for renovation projects.

Home office, anyone?

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How Long Does It Take to Get a Mortgage?

For a purchase, Homestead Financial Mortgage can close in 14 days and 30 days for a refinance. Most other lenders take 30 to 45 days for purchase and 60 days for a refinance.

Here are the six basic steps to getting a mortgage.

Keys from a first time home buyer

4 Big Tips for First-Time Homebuyers

Buying your very first home is such an exciting time! But it can also be a bit intimidating. It doesn't have to be. Here’s why – you don’t need to have everything figured out. There are just a few points to have in place to get you started on your way to owning a home. Read on to see what they are.