skip to main content



Fast Home Loans
Low-Interest Rates
Personal Attention

Fast Home Loans
Low-Interest Rates
Personal Attention

Homestead Financial Mortgage

Whether you’re purchasing or refinancing a home loan, we will meet your deadlines & exceed your expectations.

house icon


Enjoy stress-free financing, personal attention, & on-time closing

Learn More →
hand holding house


Meet financial goals by lowering your rate & changing loan terms

Learn More →
hands shaking hands

Become a Partner

Partner with a lender that can help you build your book of business

Learn More →

What they
about us.

Family after signing for home loan from Homestead Financial

Sara P. says…

I had a wonderful experience working with Brian Agee. He made the whole process easy and very transparent. He was extremely responsive and always ready to answer questions. He helped us with a cash-out refinance, which allowed us to pay off debt and get into a comfortable financial position. I’m so grateful we worked with Brian and that he helped us reach our goals.

Darby B. says…

I received a postcard mailer from Homestead. After my husband and I discussed this, we reached out to Sean Ingold with Homestead on a random weeknight. Yes, a real human answered the phone! I was already impressed by this, but after talking to Sean, we were ready to take the next step. They made everything very easy. We even had a closing agent come to our home to finalize the documents. I look forward to doing business with Homestead in the future.

Kathy B. says…

Oh my gosh! My experience was one in a million! Paul was fantastic to work with. He is very knowledgeable and also very personable! When the piece of mail came from Homestead, I thought, "Oh, this is a scam," but the more I looked at it, the more I went online to check it out. After the little bit of research I did, I was still afraid to call, thinking I somehow was going to get taken. I WAS SO WRONG! Glen was the first gentleman to answer the phone. He was very nice and pleasant and got me over to Loan Advisor Paul Hughes. Paul pretty much eased my nerves/fears, and when I got my first email from him, I was like, OMG...he IS real! (lol) Anyway, I am so happy. Even though right now my rate is a little higher, I still accomplished what I wanted to do and still came out ahead in the end, and it's only going to get better when he can streamline my loan after 6 months. I told him I was going to be on his trail if I hadn't heard from him in January. We both laughed, and he told me he had my name and number down to get in touch.

Doug H. says…

I chose Homestead Financial based on the reviews I saw about them. I was not disappointed! They were very professional, proactive, and very responsive. They never left me wondering where we were at during the process. The people I worked with directly were amazing. I felt like I was always taken care of throughout the entire process, and I was given updates the whole way. I definitely recommend them to anyone who is looking to refinance their home loan!

Read More Reviews →

Home Loans Done Better

Tell us what you need, and we’ll get you there.

  • A fast close? No problem.
  • Need extra time? We can do that too.
  • Want to apply for home loans from your couch? It’s easy.
  • Prefer to come into the office? We’re here for you 7 days a week, including nights & weekends.


Here are the six simple steps you’ll follow:

  1. Apply online or give us a call
  2. Upload your documents or bring them in
  3. Get pre-approved
  4. Go shopping (If refinancing onto step 5)
  5. Fill in any details for Processing & Underwriting
  6. Close on your loan

"By being open and recognizing our strengths and weaknesses, we can see opportunities for growth and ways to help each other."

- Jayson Hardie on Growth

Get a Free Quote →

Big Advantages of Choosing
Homestead Financial Mortgage

arrow with percentage

Low-Interest Rates

You’ll get some of the lowest loan rates & fees in the state.

hand holding a house icon

Personal Service

Your loan advisor will make your home loan process easy.

clock with stamp

You’ll Close on Time

Tell us your deadlines & we’ll get you there on time.

shield with a check mark


Relax & breathe - you don’t need to worry about your financing.

headphones with 24 hours


We’re available when you need us, including nights & weekends.

location pin

We’re Local

Serving St. Louis, MO; Overland Park, KS; Godfrey, Glen Carbon, & O'Fallon IL; Dallas, Texas.

Learning Center

Reasons to Refinance Your Mortgage Graphic

Reasons to Refinance Your Mortgage

With mortgage rates remaining near record lows, you may be considering refinancing your current mortgage to lock in a lower rate or tap into your home equity for renovation projects.

Home office, anyone?

The amount of time it takes to get a mortgage graphic

How Long Does It Take to Get a Mortgage?

For a purchase, Homestead Financial Mortgage can close in 14 days and 30 days for a refinance. Most other lenders take 30 to 45 days for purchase and 60 days for a refinance.

Here are the six basic steps to getting a mortgage.

Keys from a first time home buyer

4 Big Tips for First-Time Homebuyers

Buying your very first home is such an exciting time! But it can also be a bit intimidating. It doesn't have to be. Here’s why – you don’t need to have everything figured out. There are just a few points to have in place to get you started on your way to owning a home. Read on to see what they are.