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Home Buyers Guide

The team at Homestead Financial Mortgage makes buying a home straightforward.
Here are the eight steps from start to finish.

Get Pre-Approved


Getting pre-approved is fast & easy. Call us anytime, & in just a few minutes, we can give you an idea of how much home you might be able to qualify for.

Find a Realtor


Having an experienced local realtor makes shopping easier & your buying process more successful. If you don't have an agent, we can recommend one for you.

Start Shopping


Now that you're pre-approved & know your price range, you can start house hunting. We'll be here all along the way 24/7 to answer any questions you may have.

Make an Offer


Once you've found a home you'd like to make an offer on, your realtor will guide you. Your offer will be based on property conditions, days on the market, & more.

Complete Application


When your offer's accepted, call your loan officer so they can add the property data to your application. They’ll also need a copy of the signed contract.

Get Inspections


Once your offer is accepted, order a home inspection. After your inspection is complete & you're satisfied with the results, it's time to get the appraisal.

Loan Processing


With inspections & appraisal complete, your file moves to the Processing Department for documentation, verification & on to Underwriting for approval.

Closing


The closing typically takes place at a title company. Once it's scheduled, call us so we can coordinate, answer your questions, & give you any instructions.

Now it’s time to move into your new home & celebrate all your hard work.

Couple moving in to their first home bought through Homestead Financial